wachovia online banking

wachovia online banking

Welcome to ourBlog — your comprehensive Wachovia online banking resource. Our mission is to give you the facts you need about Wachovia online banking — fast — so you can get on the road to taking action right away`.

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1. About Wachovia Online Banking
   
2. Features of Wachovia Online Banking Accounts
   
3. Wachovia online banking - the banking method of choice
   
4. Wachovia Online Banking and Erosion of Market Share

wachovia online banking

Wachovia online banking - the banking method of choice

Wachovia online banking

Wachovia Online Banking is becoming banking method of choice for millions of people looking forward to save time and manage their accounts safely. Most services available at Wachovia branch are accessible online. Wachovia offers an Online Services Guarantee that guarantees your account safety against unauthorized access. In our world, anything can happen, In case you notice unauthorized access or transactions in your statement, Wachovia within 60 days of a statement with unauthorized activity, you will be covered for any losses you incur.



With Wachovia’s free Online BillPay, you can pay just about anyone without writing check. You can easily setup payment schedule for regular bills and onetime payment authorizations for rare bills. All of your bills will be paid from your chosen account electronically. You can also set payment reminders, which will be sent directly to your mailbox.

Wachovia Online Banking makes it easy to view your past transactions in any account within 90 days. You can see in details what checks you’ve written, view your loan balance, or check recent deposit or withdrawals, monitor credit card charges information and controls your money market investments account. Additionally, you can easily transfer funds from Wachovia’s account to your other accounts, or from your Wachovia’s account to any other different bank account.

We highly recommend you to enroll in Online Banking directly from Wachovia’s website or call (800) 950-2296.

Wachovia online banking

Features of Wachovia Online Banking Accounts

Wachovia Online Banking

Almost every brick and mortar bank today is offering online banking services, making it difficult for customers to choose which bank to bank with. If you are thinking of opening an online banking account, then Wachovia online banking services are definitely worth considering. In a recent survey carried out by ComScore (the ComScore online banking study), it was found that Wachovia got the top ranks for the best web site as well as for overall banking relationships. The bank's overall rankings in the study put it in the top five banks offering internet banking.

One of the most important things to consider when going for any online banking service is the quality of banking and the facilities provided by the bank. Some of the main services provided with the Wachovia online banking package are as follows: The Wachovia online banking portal is extremely user friendly. You are allowed to access all information and carry out transactions after gaining access with a single username and password. Once you have logged on, you can access more than one account without having to log in again. In case you have numerous accounts, then you can also view a combined summary of all your accounts together.

This summary is a great budgeting and money management tool since it gives you a precise idea about all your earnings and expenditures. You can also see detailed information for all your banking accounts by using Wachovia online banking. You can check out information about all the transactions, cleared checks, debit card charges, bill payments and deposits for any particular time period. Wachovia online banking makes it possible for you to view and download your bank statements on your personal computer. Another great facility that you get with a Wachovia online banking account is that you can view scanned images of all the checks cleared by your account. This can come in very handy in a lot of situations when you need to get a check's details.

Another great plus offered by Wachovia online banking is that it lets you pay all your bills automatically. You are only required to enter the details of all the payments that you need to make on a single screen, and all the bills are processed and paid within a matter of minutes. You also get to track the acceptance of these bills by your creditors.

The Wachovia online banking system also lets you indulge in online stock trading in case you hold an investment account with the bank. Other value added services like research reports relevant to your portfolio of investments or real time stock quotes are available for people who use the Wachovia online banking services for their investment accounts. You can also transfer money from your savings or checking account to your investment account in a couple of minutes.

Another service that you get as a Wachovia online banking customer is that you can now get your account details like account balance, mini statements and carry out transactions through your mobile phones and PDAs. Most of the services offered by Wachovia online banking are gratis, while there might be some that come with minimal charges.

Wachovia Online Banking

Wachovia Online Banking and Erosion of Market Share

Wachovia Online Banking

In Augusta Wachovia (NYSE:WB-S ) still leads the way as the bank that holds the most money; however the market share it holds has eroded over the last year from 24.5 percent to 21.9 percent according to the annual FDIC report.

Its deposit amount has also gone down from $1.62 billion to $1.54 billion, in the metro area. 17 of the market’s 20 banking organizations went up in deposits. Bank of America (NYSE:BAC) along with Southern Bank (SBFC) was the other two banks to fall. Southern only went down by $70,000 and Bank of America by $3 million.

FDIC does its market share reports, by comparing the banks based on their data at the end of June. $7.05 billion is deposited in the banks. A year ago there was $6.6 billion deposited.

So it seems that people have started to take their money from under the mattress and started to believe in the banking system again.

Wachovia Online Banking

About Wachovia Online Banking

Wachovia Online Banking

Wachovia Online Banking with BillPay offers its account holders a secure, state of the art online banking platform. Most services available at your local Wachovia branch can be accessed online. In addition, Wachovia offers an Online Services Guarantee that protects against unauthorized access to your personal deposit accounts. As long as you notify Wachovia within sixty days of a statement with unauthorized activity, you are covered for any losses you incur.

Function

Wachovia Online Banking allows you to view the activity in your accounts for the past ninety days. You can see what checks you've written, check on a recent deposit or withdrawal or view your loan balances. You can also see you credit card charges and monitor your money market investment account. In addition, you're able to transfer funds from one Wachovia account to another or from your Wachovia account to different bank. Enroll in Online Banking directly from Wachovia's website or call (800) 950-2296.

Features

Wachovia's free Online BillPay feature allows you to pay just about anyone without having to write a check. Just set up a payment schedule for regular bills and add one-time payment authorizations for occasional bills. Your bills will be paid electronically with funds from your chosen account. You can even have payment reminders sent to you via email.

Benefits

Your monthly checking, savings and money market account statements can be viewed online for up to 16 months. Older statements can be ordered by calling Wachovia. Even your mortgage statements are available online with Wachovia's Online Banking. You can also have balance alerts sent to you via email or to your mobile device.

Types

If you have an Online Brokerage account set up with Wachovia Securities, you can view your account balances online as well as buy and sell securities, monitor real time stock prices and research investment opportunities. To open a Brokerage account, call (800) 326-4434. Once your account is set up, it will be automatically enrolled in Online Brokerage.

Considerations

Wachovia's Online Banking may be accessed from your mobile device where you can accomplish many of the same tasks you would through a computer. Enroll in Wachovia Mobile and download its mobile banking software to get started. Log onto your Wachovia Online Banking account and navigate to Customer Service. From there, click on Mobile Banking where you will find instructions. You may choose which accounts you want to access on your mobile device.

Wachovia Online Banking